Finam

Brokerage services by Finam

Finam is an investment company that offers opportunities to generate income by investing in digital currency and securities. Information about the owners is not disclosed, and the location of the head office is not made public. The company’s founding date is also not specified on the website. The license under which Finam conducts financial operations, including deposit-taking, is not indicated.

Company websites

Finam has two active websites:

• finam.io,

• finam.ws.

Both resources have the same design. They do not provide a registered address, and a contact phone number for technical support is not listed. Only an email is provided for communication.

Investment offers

Finam offers to invest funds in cryptocurrency and securities, but does not specify specific companies. The interest rates depend on the currency and investment term:

• Deposit #1 — term from 1 to 3 months: rubles — 4%, dollars — 1%, euros — 0.9%, Bitcoins — 1.2%,

• Deposit #2 — term from 3 to 6 months: rubles — 4.5%, dollars — 1.2%, euros — 1.1%, Bitcoins — 1.5%,

• Deposit #3 — term from 6 to 12 months: rubles — 5%, dollars — 1.7%, euros — 1.7%, Bitcoins — 1.8%.

Investors can choose when to receive payments, either daily or at the end of the investment term.

Opening a brokerage account with Finam can be done in minutes without the need to visit the company’s office.

Account funding and withdrawals

Various payment methods can be used for account funding and withdrawals:

• bank transfer,

• card transfer,

• cash via ATM.

The minimum deposit and minimum withdrawal amount are not disclosed. Information about withdrawal fees is also not provided.

Investment risks

Finam offers higher interest rates, highlighting the risks of investing. Investments in cryptocurrency carry significant risks due to its volatility. It is also worth noting the company’s concern for confidentiality, the lack of information and a license are significant signals to consider a cautious approach.

Conclusion

The decision to invest in Finam is a personal matter, but before making a decision, it is necessary to thoroughly research the company. Request regulatory documents and study their details before interacting with Finam. It is recommended to analyze online reviews to gain a more comprehensive understanding of the company. If you wish to invest, start with a small amount to test income withdrawal and the company’s reliability.